The financial management process begins with an in-depth evaluation of your current financial situation. Once we've established your overall objectives, we’ll focus on your specific goals.

With changing economic conditions and market swings, we advocate investing sensibly over the long run and maintaining an adequate level of insurance coverage. We work with you side by side so that you’re confident in and comfortable with the financial suggestions we make.

Some of the services we offer:

Life Insurance
High quality, competitively priced Life Insurance products, including permanent, term, combination and variable policies.

SAGE Tuition Rewards
These rewards represent guaranteed minimum scholarships - discounts on undergraduate tuition starting with the freshman year, with a maximum value of one years' tuition at participating colleges.  Complete information can be found at

Investment Products & Services
Investment Products and services can help you pursue your financial goals at every stage of your life.

We offer high quality, innovative Annuity Products. Choose from deferred and immediate annuities at variable and fixed rates of return.

Long-Term Care Insurance
Comprehensive Long-Term Care Insurance reimburses some or all of the costs of care received in settings such as the home, the community, alternate living facilities or nursing facilities.